Park 49, supported by a multibillion-dollar fund, operates as a direct lender, providing assistance to owners of investment residential real estate.
Loans starting from $150K…
Up to $3MM

With our platform, we can seamlessly collaborate with our clients to swiftly evaluate their requests, design competitive terms, and expedite a prompt closing, ensuring efficient and streamlined processes.
Initial Quote
48 Hours
Average Closing
30 Days
Products
Ground Up – Fix & Flip
Property Type: Non-Owner Occupied 1 to 4 Unit Residential
Loan Amount: $75,000 to $5,000,000
Loan To Value: 75% of Value, 60% if Not-Permitted
Loan To Construction: 100%
Loan To Cost: 80%
Loan To ARV: 70%
Term Length: Up to 18 Months
Recourse: Full
Rental Properties
Property Types: Single Family, 2-4 Units, Townhomes, PUD, Warrantable Condos
Loan Amount: $100,000 to $2,000,000
Loan Types: 30 Year Fixed Rate Mortgages, 5-7-10/6 Hybrid ARM’s
Recourse: Full
Term Length: 30 Years
Maximum Loan To Cost: 75 to 80% Based on Ownership Length
Maximum Loan To As-Is Value: 80% for Purchase/Rate and Term, 75% Cash-Out Refinance
Maximum Debt Service Coverage Ratio: 1.10 (Gross Rent/PITIA)
Minimum Guarantor FICO: 660
Multifamily Term
Property Types: Residential Buildings w/ 5+ Units, Mixed-Use Properties w/ 70%+ Resi Square Footage
Loan Amount: $250,000 to $10,000,000
Loan Types: Interest Only – Fixed & Adjustable Rate Options
Recourse: Full or Limited w/ Bad-Boy Carveouts Based on Loan Amount
Maximum Loan To Cost: 75% of Purchase/As-Is Value or 65% for Refinances Plus 100% Rehab Costs
Maximum Loan To Stabilized Value: 70% for Rate/Term Refinance, 65% for Cash-Out Refinance
Term Length: Up to 24 Months Plus a 6 Month Extension
Minimum Guarantor FICO: 680 Middle Score
What About Costs?
- Application Fee: $995 non-refundable.
- Underwriting Fee: $300 non-refundable.
- Credit & Background Check Fee: Included in Application Fee.
- Due Diligence Deposit: 10 bps of loan request, capped at $3,500.
- Loan Points: 1-2% of the total loan amount.
- Loan Costs: $5,370 paid at closing from proceeds.
- Legal Fee: Fee varies per deal state and loan type.
- Appraisal Fee: If required, paid upon request to the appraisal company.
The Process?

Let’s start with a quick review of your financing needs.
What Do I Need?
- Download and complete the loan request form below.
- Track record.
- When applicable, a scope of work.
- When applicable, a sunk cost analysis.
- Personal Financial Statement.
- When applicable, rent roll and current leases.
- Corporate documents including EIN certificate.
- If available, recent property valuation.
Upon receiving the loan request form and any relevant documents, a member of our team will promptly reach out to you. They will engage in a comprehensive discussion about your funding requirements, working collaboratively to devise a practical solution that aligns perfectly with your unique situation.