We specialize in structuring robust financing strategies for even the most complex transactions.
Independent Capital Advisory
We advise on structure and arrange third-party capital through an institutional network. Except where a Park 49 fund is the lender, we are not the lender of record.
Capital Solutions
Senior Debt
Up to 70% leverage. Pricing from 250 bps over Treasury or SOFR.
Subordinate Debt
Up to 85% leverage. Non-recourse considered on a case-by-case basis.
Asset Types
Multifamily & Residential
Rental apartments, workforce housing, and related residential assets.
Commercial Assets
Industrial, retail, hospitality, office, and mixed-use properties.
Requests from $1MM. Nationwide except California.
Additional Services
Asset Acquisitions & Dispositions
Advisory support for buy-side and sell-side execution, including capital structuring around the transaction.
Debt Restructuring
Recapitalization and workout-oriented structures when existing debt no longer fits the asset or the rate environment.
Clean Energy Financing
Clean Energy Capital Funds provide specialized financing for commercial real estate owners whose properties meet clean energy standards.
Indicative rates shown for reference. Final pricing is determined by structure, asset quality, sponsorship, and market conditions at the time of commitment.
Market Insights
Lending momentum remains constructive. Recent capital-markets data shows higher loan counts and tighter spreads, with lenders competing more on price than leverage. Average commercial LTVs are still disciplined (high-50%s), while DSCR and debt-yield metrics have improved versus last year.
A large 2026 maturity wall continues to drive refinancing and recapitalization demand. Borrowers who locked lower-rate, higher-value vintage debt still face equity gaps when refinancing into today’s rate and valuation environment—keeping private credit, preferred equity, and structured solutions active.
Multifamily is rebalancing as new supply rolls off and absorption improves. Prime office continues to outperform obsolete stock on leasing, while commodity office remains under credit stress. Industrial, grocery-anchored retail, and data-center demand remain relatively favored by both lenders and equity.
Banks have re-engaged selectively, especially for multifamily, logistics, and digital infrastructure. Private credit remains essential for transitional, higher-leverage, or non-core assets. CMBS is active, but office-heavy and weaker seasoned collateral still carries elevated delinquency risk.
For general market context only. Not a quote, forecast, or offer of financing. Conditions vary by asset, sponsor, and structure.
How a Request Is Handled
1. Submission
Send a transaction summary, deal presentation, and financial model.
2. Initial review
Following an initial evaluation, we respond within 2–3 business days.
3. Structure
We map leverage, capital sources, and the terms that fit the asset and sponsor.
4. Execution
Term sheet and introductions to capital. No exclusivity is required.
What About Costs?
- Processing Fee: $995 non-refundable
- Retainer: $1,000 unused portion is refundable
- Loan Costs: Disclosed at commitment, paid at closing from proceeds
- CECF Loan Packaging Fee: $15,000 non-refundable **
- Capital Arrangement Fee: 0.25%–2%, tailored to deal complexity
- Legal and Valuation Fees: Vary by transaction; valuation fees paid directly to appraisers if required
- No Exclusivity Required: Flexibility to work with multiple financing partners
Start a Conversation
Following an initial evaluation, we respond within 2–3 business days. If the submission requires a mutual Non-Disclosure & Non-Circumvent Agreement, use the document library link below.
Send a transaction summary, deal presentation, and financial model to newdeals@park49.com. The box is monitored by the deal team.
* Pricing for some products may be based on SOFR or Treasury pricing. View recent rates above or visit the links for the current print. SOFR (Secured Overnight Financing Rate) is a benchmark for loan pricing.
** This fee applies solely to CECF requests and is paid to a third-party consultant.