We collect and use our client’s information only for appropriate purposes, what we believe will assist us with delivering the highest level of service, to preside over our business, manage our risks, promote our services and products, and to meet all relevant laws and regulations. We share some information about our clients with affiliates, business units and with others when we believe it will enhance the services and products we can provide to our clients or for legal and routine business reasons but only in circumstances where such sharing conforms to law, any applicable confidentiality agreements, our policies, and practices, or where a client has consented to such sharing.
We may disclose the information we have about clients as permitted by law. As an example, we may provide information to regulatory authorities and law enforcement officials who have jurisdiction over us or if we are required to do so by law and to provide information to protect against fraud. From time to time, we enter into agreements with other entities to provide services to us or make services and products available to clients. Under these agreements, we may share information about clients, but they must safeguard this information and they may only use it for those purposes that are specified by said agreements. In these cases, we will disclose to our clients about the sharing of information with our affiliates and/or others.